December 29, 1999

Not since the Red Sox traded Babe Ruth to the Yankees has an issue been so thoroughly discussed, debated and diagnosed by the "experts." I had refrained from using this forum during 1999 to share my thoughts on Y2K, fully convinced that the last thing people needed was another opinion on Y2K. The truth is that God, and God alone, knows what the future holds. As a result, consider this my first and last statements on this subject.

1. I firmly believe that the Y2K problems would be minimal at best. American business was never going to throw up its arms, raise white flags and surrender to the computer. Too much was and is at stake to throw in the towel. Many people had referred to Y2K as a "crisis." I would submit to you that a "crisis" by definition is never anticipated. We have had plenty of time to prepare for this and that is what we did.
   
   
2. If you are a Christian (one who is trusting in Jesus Christ alone for their salvation) and have a stockpile of supplies, do you have a plan to share with those who are in need? Sadly, many seem to be concerned only with themselves. Christians are not islands looking out only for number one. We are called to make an impact on our world for Jesus Christ. What a better opportunity than to meet someone at their most basic point of need--food, water or even shelter.
   
   
3. Psalm 37:25, David says: "I have been young and now am old, yet I have not seen the righteous forsaken nor his descendants begging bread." In the investment business, we make predictions with no guarantees. However as it relates to Y2K, this week, this month, next year or ten years from now, I make this prediction with a guarantee based on God's word. The righteous will not be forsaken and his descendants will not beg bread. God is faithful, and our trust must be in Him alone.