by Bryon Swanson

Our working together changes lives for eternity. It takes many people and much effort to make a difference like that. Maybe you've never quite thought of your involvement with us in that way, but it's true. Your financial gifts and prayer support of Back to the Bible touch eternity by helping people know the Savior and serve Him faithfully with all their heart.

Our purpose is to lead believers into spiritual maturity and active service for Christ in the local church and the world. We also seek to reach nonbelievers with the Gospel of Christ by teaching the Bible through whatever opportunities are available. We take the Bible to the world through radio, web, print, CDs, television and even cell phones.

Thank you for helping to lead others into a dynamic relationship with God through your gifts and prayers!

Maximizing Your Giving

As you consider the charitable gifts you will make this year, the following ideas may help you identify some of the most effective methods in accomplishing your desires.

Cash

The most popular way to make a gift is with cash. The only planning required to take a deduction for the gift on your tax return is that the gift must be postmarked by December 31. If you itemize:

• The gift is deductible up to 50% of adjusted gross income
• Any excess can be carried forward for up to five years

Securities and Real Estate

It may be to your advantage to give appreciated stock, mutual funds, or real estate rather than an equal amount of cash. Making a gift of these assets may enable you to:

• Deduct the full market value of the property up to 30% of adjusted gross income.
• Carry over any excess deduction for up to 5 years
• Avoid tax on the accumulated capital gains

Charitable Gift Annuity

A gift annuity helps you plan for your financial future and immediately helps Back to the Bible. It pays a fixed rate for life depending on your age now. Rates range between 4.8% and 9.8% for one-life agreements. The deferred payment option is a good possibility for younger donors to supplement future retirement needs. This charitable plan allows you to make a meaningful gift without giving up income.

Unitrust

The unitrust is a charitable trust that makes a substantial future gift to the ministry, offers current tax savings and pays income to you or your family. The unitrust is best funded with appreciated property or securities. A unitrust can help you:

• Increase current income
• Create a significant tax deduction
• Bypass taxes on capital gains

Donor-advised Giving

You can establish a gift account to further the life-changing work of Back to the Bible and your other favorite ministries. The account allows you to lock in a certain tax deduction by year end. You then advise us on the amount of gifts and recipients in the weeks, months or years that follow. This is an excellent way to teach and involve family in giving and philanthropy. The donor-advised gift account helps you:

• Enjoy peace of mind knowing that people you trust are caring for the details
• Lock in a tax-deductible gift by year end
• Distribute gifts later

May We Help?

Consider the power of partnership. Maximize your giving at year-end with the help of the Back to the Bible Foundation. We care about the vision God has given to you. We listen. We help you find ways to bring the goals within reach.